They are loans for promotion and support of SMEs legally operating in different industries such as: trading, service, manufacturing, good production, etc. In addition, this group of customers normally has regular cash flows, capital contribution and security/collateral. The repayments of principal amount of normal credit/loan facilities are using made by installments based on cash flows, while the repayments of the revolving credit facility can be made as many times as you like and you can also disburse the loan again and again as long as the usage of loan is for right purpose. It operates the same as an overdraft facility.