The Free Classes Program is based at our purpose built community center in Siem Reap. At JWOC we have developed a comprehensive program to fit in with the existing commitments of the students. For our adult students, these commitments may be studying at university, finishing high school, meeting family commitments or working. For our younger students, it is going to state school 6 days a week. Between our 30 or so teachers, we have more than 700 students studying in the various classes!
Resources
SME Academy Resources
JWOC Scholarships
JWOC gives university scholarships to deserving Cambodian, Laotian and Burmese students. Each scholarship covers the full cost of tuition as well as textbooks. In order to receive these scholarships, a student must submit an application, write an essay about why they belief education is important, and pass an interview conducted by a panel of JWOC staff members. The students are chosen based on a demonstrated desire to gain a higher education, their willingness to help their community, their past academic performance and current financial need. A unique aspect of the JWOC Scholarship Programme is that all students volunteer for JWOC five to ten hours a week, helping make the other projects JWOC runs possible. The JWOC scholarship students are the teachers in JWOC’s free classes, the loan collectors in the Microfinance Project and field officers for the Clean Water Project. The hope is that many of these students will become future local and national leaders and the idea of giving back will be something they embrace. The education our students get is not just at school, through volunteering at JWOC they see the power they have to make positive change in their own communities. One of the innovative approaches of the programme is to match sponsors directly with university students so both can learn more about their respective cultures.
Journeys Within Our Community
Journeys Within Our Community, a non-profit organization registered in the United States and Cambodia, provides micro financing and an informal lending network to groups of borrowers, the majority of which must be women, in Siem Reap. The group has made over 430 loans since its founding in 2006. Created out of a need for fair-interest loans typically denied by formal banks to those without a credit history, form of collateral, and literacy to complete bank forms, JWOC’s target market is those who own microenterprises – from the roadside food vendor to recycling collectors and handicraft makers. First-time borrowers must take out loans in groups of 4-8 to reduce risk of default and allow for group support should one member have an emergency and not be able to repay the loan, traditionally ranging from $50-250. In 2011, JWOC’s repayment percentage was 98%.
Rural Development Bank (RDB)
RDB is an autonomous specialized bank supporting the national economic, which delivers credit for the promotion of rural agricultural enterprise and the development of the rural areas of Cambodia. RDB supports small and medium enterprise, community based association, and micro entrepreneur in rural and urban. Its mission is defined a
Cambodia Women Entrepreneurs Association
The Cambodia Women Entrepreneurs Association provides a platform for women entrepreneurs and MSME owners to bring concerns and build consensus on policy issues affecting the business environment and competitiveness of women-owned businesses in Cambodia. Started in 2011, the association addresses public policy weaknesses impacting women in the informal sector, and advocates in favor of expanded services for this segment of the population. The group also addresses deficits in market information and business education in Cambodia. Providing business services and networking opportunities, CWEA aims to help its members level the playing field in the private sector.
Ministry of Cooperatives and SMEs
Indonesia’s Ministry of Cooperatives and SMEs has the mandate to assist the President in formulating policies and coordinating policies in the field of cooperatives and small and medium businesses. The Ministry further aims to increase the productivity, competitiveness and independence of cooperatives SMEs and build a more active business community in Indonesia.
Finance Wanita Wirausaha Femina
Various finance related resources and articles concerning insurance and loans.
Resources Wanita Wirausaha Femina
Resources and articles to help improve your marketing strategy, and marketing campaigns.
Wanita Wirausaha Femina
Wanita Wirausaha Femina connects female entrepreneurs to pertinent information as well as potential suppliers and customers. The organization helps women develop marketing strategies, such as doing business with angel investors, product innovation, human resource management, and entrepreneurial tips. Activities include a women’s fashion entrepreneur award, a workshop on marketing culinary products, and a bazaar at a women entrepreneurs’ festival. These are resources and articles by Women Entrepreneurs for women entrepreneurs.
Nestle Indonesia
Every year, we at Nestlé Indonesia to recruit the best graduates through the Program Management Trainee will be placed in various areas of our business. The program consists of three stages – Introduction , Interacting , Advancing – where you have to run values Nestlé behavior. You must show a high tenacity, passion and intelligence to meet the standards of the behavior.